Hull Insurance Deductible Waiver All sailboats from 22’ to 54’ have Hull Insurance in the event of an accident. The deductible of the vessel is $5000 or 2% of the vessel value (whichever is higher). Members are responsible for said deductible unless they purchase the deductible waiver. With purchase of the waiver, members will be relieved of financial responsibilities exceeding $250. Waivers are automatically charged on an annual basis and renewed—on the date of June 1st—until members request cancellation. Deductible waivers are prorated from January 1 - May 31 to $100 and $200 respectively. The hull insurance damage waiver does not cover gross negligence, such as driving under the influence, operating the engine continuously at high temperature, sailing in severe weather conditions, sail races, ripped sail, etc., nor does it cover lost items such as anchor, winch handle, fenders, safety kit, etc.

Hull Insurance Deductible Waiver All sailboats from 22’ to 54’ have Hull Insurance in the event of an accident. The deductible of the vessel is $5000 or 2% of the vessel value (whichever is higher). Members are responsible for said deductible unless they purchase the deductible waiver. With purchase of the waiver, members will be relieved of financial responsibilities exceeding $250. Waivers are automatically charged on an annual basis and renewed—on the date of June 1st—until members request cancellation. Deductible waivers are prorated from January 1 - May 31 to $100 and $200 respectively. The hull insurance damage waiver does not cover gross negligence, such as driving under the influence, operating the engine continuously at high temperature, sailing in severe weather conditions, sail races, ripped sail, etc., nor does it cover lost items such as anchor, winch handle, fenders, safety kit, etc.